The Effectiveness of Loyalty Programs

A loyalty program is a specific marketing strategy which is used within the global market to attract more profitable customers and enhance the level of the organization’s income. Organizations usually offer reward cards or loyalty cards, flyers, and discounts in order to establish the long-term relations with loyal customers.Advertising We will write a custom proposal sample on The Effectiveness of Loyalty Programs specifically for you for only $16.05 $11/page Learn More Loyalty programs are oriented toward the stimulation of the customer’s buying behavior with the help of the rewards and bonuses proposed (Dekay, Toh, Raven, 2009). From this point, the loyalty program is one of the oldest marketing strategies which are used in the global economy during a long period of time. History of Loyalty Programs The first usages of loyalty programs are associated with the development of strategic management principles within organizations. That is w hy, loyalty programs are directly connected with loyalty marketing. The noticeable start of using the principles of loyalty within the hospitality industry is typical for the 1980s with the further intensive development of the tendency in the 1990s. However, the aspects of the modern loyalty programs are also characteristic for the marketing in the 18th – 19th centuries when the first premiums and prizes were proposed to affect the customers’ loyalty (Yi Jeon, 2003). Premiums as the most typical forms of the loyalty programs were used in the business environment also along with prizes, trading stamps, discounts, and box tops. If premiums can provide significant discounts for customers in order to guarantee their next usage of the product or service, prizes are the small gifts which evoke the target audience’s interest in buying this or that product or using the definite service. According to Voss and Seiders, there are many possible variants of prizes that reta ilers use to create the customer loyalty. During the first stages of the marketing development, cigarette cards and other trading cards were proposed to customers in order to create the loyal relations and make them purchase the certain product. During different periods, the modern food packaging and other prize strategies were proposed to attract customers (Voss Seiders, 2003).Advertising Looking for proposal on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More The hospitality industry is one of the most competitive industries in the word. That is why the usage of the loyalty programs can be observed within the market since the early 1980s. To win within the highly competitive market, hotels are inclined to use different loyalty programs and combine them with references to the group of customers. The typical feature of using the loyalty programs in the hospitality industry is the focus on attracting new customers (Berman, 2006). That is why, much attention is paid to the development of loyalty strategies which are used to work with customers when they utilize the services of the hotel for the first time (Yi Jeon, 2003). As a result, the system of bonuses and rewards is constantly developed in the hotel chains globally. During the 1990s, the strategy of direct mailing was worked out in order to strengthen the current relations with customers and contribute to creating the group of the profitable customers. Thus, the customers who are involved in the loyalty programs are the profitable customers, and hotel managers pay much attention to working with these clients in order to increase the profits and guarantee the further returns. To respond to the changes in the business environment and enhance the quality performance among individuals, the principles of direct marketing and direct mailing were developed. The next stages were the usage of the mail order catalogue and the involvement of the media in t he direct marketing (Berman, 2006). The evolution of premiums and prizes and the contributions of the pioneers of direct marketing have led to the establishment of the modern loyalty programs used by organizations within the hospitality industry to attract potential customers and maintain the existing profitable clients. The introduction of present modern loyalty programs such as card linked offers, consolidated loyalty programs, and frequent flyers is based on the achievements within the market and analysis of the most effective strategies to stimulate the customers’ loyalty (Yi Jeon, 2003).Advertising We will write a custom proposal sample on The Effectiveness of Loyalty Programs specifically for you for only $16.05 $11/page Learn More The Effectiveness of Loyalty Programs Business organizations are traditionally oriented to the profit maximization. However, organizations cannot maximize profits without focusing on the intense competition with other companies within the industry. From this perspective, the usage of loyalty programs as a marketing strategy is important for companies to accentuate the definite advantages of the company, to help customers distinguish between different representatives of the same industry, and to make choice which is beneficial for the certain company. Thus, hotels are inclined to propose various loyalty programs in order to attract the definite social categories and improve the customers’ brand loyalty. Many researchers are inclined to agree that loyalty programs are the necessary and effective strategies to be implemented in the hospitality industry because they are the successful variant to draw the customers’ attention to the positive features and emphasize the real advantages for them (Dekay, Toh, Raven, 2009). The accents on the advantages in the form of rewards and discounts for customers are the direct way to contribute to the customer loyalty in relation to the defini te hotel and increase the company’s profits basing on the long-term relations. The loyalty programs which are effective to establish the profitable relations with customers can be divided into several types. A loyalty program with a saving feature enables customers to receive rewards after spending a certain amount of money while using the hotel services. The organization can use this program to create customer loyalty and increase purchases (Berman, 2006). Thu, the program encourages the constant use of a loyalty card. Furthermore, this method supports the customer awareness of the services provided. The program also enables an organization to determine the product preferences and focus on the customer relationship status with the company.Advertising Looking for proposal on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Hotels and other organizations within the hospitality market offer price promotions to customers on definite products and services. This feature can provoke the customer buying behavior and make several customers join the loyalty program provided by a company in order to become members and enjoy the proposed and promoted benefits. These programs can enhance the customer loyalty directly. Moreover, this strategy enables an organization to obtain and pay attention to specific personal responses (Bolton, Lemon, Verhoef, 2004). Direct mailing is also an effective marketing strategy used by hotels in order to address the needs of customers at the personal level with concentrating on their personal expectations. This is a method that an organization can use as a personal treatment for customers, and it can enhance the personal customer loyalty. Receiving the individual response, the company can improve services and the provision of products with references to the customers’ desire s and expectations. Factors that Attract People to Loyalty Programs and Staying at Hotels during a Longer Period of Time The factors which can attract people to loyalty programs and affect their customer loyalty are associated with the types of the programs proposed. Those loyalty programs that are based on savings enable customers to save for the future use of this definite service or product. This proposition is interesting for those clients who have to use the hotels services in the definite region frequently or during a long period of time. Moreover, these loyalty programs attract customers to the respective organizations and famous hotel chains because they can redeem their points and use them to purchase. However, the saving culture is an aspect that the most consumers evaluate, but they can find it difficult to practice, and the detailed loyalty programs proposed in hotels provide customers with the opportunity to use all the benefits of the program fully (Bolton, Lemon, Ver hoef, 2004). Thus, consumers are able to save their money by joining loyalty programs. Loyalty programs which are associated with promotions can be based on the propositions of the lower prices or discounts to use definite services. Customers are mainly inclined to buying affordable, but high-quality products (McCall Voorhees, 2010). Reduced prices and discounts can increase the purchasing power of consumers and stimulate their general buying behavior. Promotions are easily accessible to consumers under loyalty programs provided by hotels (Bolton, Lemon, Verhoef, 2004). Furthermore, it is advantageous for the hotel when the concern and preferences of individual consumers are addressed by organizations basing on the response which they receive (Wansink, 2003). This strategy also enables an organization to pay more attention to the comfort and interests of the clients. As a result, observing the positive attitude and a range of rewards provided, customers can decide to spend more ti me in a hotel or choose this hotel during the next journeys. Moreover, the individuals should have the opportunity to contact companies and hotels directly, if they are subscribed to the definite loyalty program. The customer’s interest in the services increases (Bolton, Lemon, Verhoef, 2004). Thus, individuals are attracted to the loyalty programs because this enables them to communicate their concerns directly to an organization and receive the feedback directly from the company. When customers are provided with a large set of loyalty rewards which are connected with the definite terms they can be oriented to use more guaranteed services at a time. Moreover, customers are often provided with the greater discounts proposed for the next comings and for the further usage of the hotel’s services (Wansink, 2003). This situation makes customers choose the definite hotel and stay there to use all the proposed benefits which are stated in relation to the developed loyalty p rograms. Challenges that Hospitality Industry Faces in Relation to Loyalty Programs The loyalty programs can be used ineffectively in relation to certain industries due to the nature of business, products, and services offered by companies. There are several challenges that organizations in the hospitality industry face in the process of developing and implementing a loyalty program to establish the customer loyalty and stimulate the buying behavior. The most common challenges are the irregular patterns of demand, the dynamic nature of the industry, and the lack of an appropriate program, the imbalance between the costs and outcomes of the loyalty program used (Wansink, 2003). The hospitality industry can face a challenge of the irregular demand pattern depending on the season factor or the region of the hotel’s location. It is rather difficult to establish an effective loyalty program due to the irregular demand patterns and the seasonal character of business. Providing the definite rewards and bonuses for customers, the hotel managers should take into consideration the fact of the season when the proposed rewards or premiums can be used. Wansink states that it is rather difficult to develop the effective loyalty program, concentrating on its possible outcomes from all the perspectives (Wansink, 2003). Thus, the dynamic nature and highly competitive atmosphere of the industry makes hotel managers create more effective loyalty programs which can satisfy the needs of the majority of clients and which can attract new customers. The focus on the loyal and profitable customers remains unchanged for the hospitality industry without references to the season or the industry tendencies. Moreover, considering the irregular demand patterns, organizations in the hospitality industry are not able to decide on an appropriate loyalty program to adopt. According to Berman, this situation often leads to changes in programs, therefore, confusing consumers (Berman, 2006) . The nature of services in the industry makes it difficult for organizations to develop effective loyalty programs also because costs of the loyalty programs are often higher than the real results. Some loyalty programs are highly costly, but they are not effective enough to attarct more customers (Berman, 2006). References Berman, B. (2006). Developing an effective customer loyalty program. California Management Review, 49(1), 123-148. Bolton, R. N., Lemon, K. N., Verhoef, P. C. (2004). The theoretical underpinnings of customer asset management: A framework and propositions for future research. Journal of the Academy of Marketing Science, 32(3), 1-20. Dekay, F., Toh, R., Raven, P. (2009). Loyalty programs: Airlines outdo hotels. Cornell Hospitality Quarterly, 50(3), 371-390. McCall, M., Voorhees, C. (2010). The drivers of loyalty program success: An organizational framework and research agenda. Cornell Hospitality Quarterly, 35(1), 35-52. Voss, G. B., Seiders, K. (2003). Explo ring the effects of retail sector and firm characteristics on retail price promotion strategy. Journal of Retailing, 79(2), 37-52. Wansink, B. (2003). Developing a cost-effective brand loyalty program. Journal of Advertising Research, 43(3), 301-309. Yi, Y., Jeon, H. (2003). Effects of loyalty programs on value perception, program loyalty and brand loyalty. Journal of the Academy of Marketing Science, 31(3), 229-240. This proposal on The Effectiveness of Loyalty Programs was written and submitted by user Al1a to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Cope dont Mope Professor Ramos Blog

Cope dont Mope In 6th grade I had just finished running laps in my p.e class and since it was my last class of the day i was gonna go change and then wait for my ride to come pick me up. I found a big tree at the front of the school so i was just gonna lay there while I waited because it was pretty hot that day so it was nice to be in the shade. I was so tired after my run that I actually ended up closing my eyes for a bit and i didnt open them until I heard someone walking up to me. When I opened my eyes, all I saw was someone in a grey hoodie throwing a punch at my face. This was nothing new though, this was just the most recent attack in a year full of bullying at all that bullying put me in a really bad spot that took me years to recover from. I had to figure out how to cope with the bullying and basically had to prove to myself that I was worth it. I was bullied from 5th grade up to 7th grade and a little into 8th but by the end of 8th grade i had grown taller than everyone else so no one dared to mess with me anymore but those years of abuse left a big mark on me and my mental health. It actually got so bad that the latter part of 6th grade and the early part of 7th grade when my family would leave for work or school and i was home alone i would actually get my dads handgun load it and put it to my head and sit there until someone comes home then I would hide it again. I did that until i heard two quotes that at least got me to stop contemplating suicide. I have no idea who said them or where i heard them but they absolutely changed my life they are â€Å"Suicide is a permanet solution to an impermanent problem† and â€Å"suicde does not get rid of your pain, it only takes it and gives it to someone else†. The second quote was the one that really saved my life because imagine my dad coming home and finding me dea d in his bed, with his gun in my hand. I know my dad and he would feel like he failed me and our family and I could not put my family through all of that. It wasnt until I was out of highschool when I really got past that stuff. It was a long and bumpy road though, i lost a lot of people I cared about because i came up with this tough guy alter ego to try and counteract everything that had happened but all that did was isolate me even further because i kept pushing people away so i needed a new way to cope. To add to all the mental and physical abuse I suffered in middle school immediately after middle school my dad ended up moving me away from all my friends, away from the people that made me feel safest. I went into my freshman year of highschool completely alone again so I had no one to turn to when things got bad. About half way through the semester I had started talking to people and actually making friends there was even this girl Dhalila that I really liked who I was gonna go see a movie with but we ended up moving again but this time to arizona. Instead of moving from one town to another like before this time it was to a completely different state so once again I was alone but this time I was alone in a 100 degree desert with nothing to comfort me but cactuses (which dont give great hugs I ended up finding out). So once again I have to put myself out there and make new friends but this time it was way faster because I met this girl Julie who actually introduced me to all her fri ends and one of those people actually ended up becoming my girlfriend but im hoping shell say yes when I ask her to be my fiance. So I hang out with julies friends all the way until the end of the school year then BOOM I switch schools, I dont end up moving but i end up switching schools so once again I have to make new friends even though by now im old enough to have a phone so I keep in contact with some of the people from my last school. But by now I had started pushing people away with this fake me i created and I hated that I kept doing it. I mean it was so bad that I would ask a girl out and when she rejected me i wouldnt get sad i would get mad like how dare she not want to date me. And it was awful. So now it is my sophomore year of highschool now and im doing a little bit better because the friends I made at my new school actually ended up getting me into sports. At first it was just playing catch or something at lunch but eventually they got me to try out for the football team and I liked it. I made the team as a wide receiver because im tall and can run fast. I loved the camaraderie between the guys on the team and the lights shining on the field when we played at night. Those games where the happiest id been in a very long time but after about 10 games it happened. I went up for a catch and as I was up in the air a defender from the opposing team hit me right in the chest as I was coming down and actually broke one of my ribs and put my rib into my lung which ended up puncturing it. After that I was in the hospital and bed ridden for weeks and even after i could get up I could barely move or breathe which put me back into that hole i had just climbed out of and I felt lost a gain. I thought that football was gonna be my thing, that was gonna be my thing that got me past my depression and heck maybe id even make a career out of it. But sadly it was just a nice escape for a few months but then I lost it. In December of my sophomore year I met this girl cayce through my friend Julie who I started talking to over Facebook and really quick it felt like there was some kind of connection like it seemed as though we were the same person. After only 4 or 5 months and prompting from Cayces friend I took the leap and asked her out and to my surprise she actually said yes. Ever since that day my life has been on an uphill climb even though in between sophomore and junior year I moved back to California leaving my girlfriend in Arizona. She was the one that truly got me past all that stuff that happened in 6th grade. So nearly 6 years later I finally started recovering and it was because we would always talk about our dream dates or dream house which allowed the real me to come out. Before her I had that tough guy alter ego that would say mt perfect date is sex and mt perfect house is an expensive one but with Cayce i was able to let my walls down and really go into detail on stuff and be me. F or once in years i was able to be me and I loved it. So I guess this whole paper and my whole journey boils down to be yourself no matter what people say, no matter what people do if you be you then you can do anything you want. I am about to finish my first full year of college and in only one more year I will have 3 associates degrees all because my girlfriend and my friends helped me see who the real me is. Plus this is my way of flipping off all the people that bullied me years ago, this is my way of proving them wrong.

Literature review on one topic in instruction Essay

Literature review on one topic in instruction - Essay Example Literature review contributes lot in providing a clear picture about present scenario of the topic. This literature review focuses on different aspects of stakeholder theory. Different researchers have analysed these things in details. On the basis of different research methods authors have given their views on this particular topic. They have analysed stakeholders and their theories by implementing different research method. Literature review focuses on the results and finding of these research methods. The purpose of a literature review is to highlight theories of stakeholder, different issues associated with this theory and possible future development of stakeholder theories. Literature review helps to determine the background of the topic on which discussion is made. Different author suggested various opinions regarding theories which contribute a lot in development of stakeholders. This review focuses on the long term success of stakeholders by implementing different theories. O n the basis of theoretical framework authors also recommend different things for stakeholders. According to the authors Reinhard Steurer, Astrid Konrad, Markus E. Langer and Andrà © Martinuzzi relation management of stakeholders help to develop the ways which satisfy the aspirations and needs of current generations without making any adjustments of abilities of future generations. For managing different stakeholders and their relationship with the organization Stakeholder theory is established. The author states that this theory is implemented for managing business ethics and organization. Sustainable development of the company depends on stakeholder. This theory helps to focus on these issues. The theory of stakeholder was established by R.Edward Freeman. He had provided an outline of satisfying the needs of stakeholders by managing the business. This theory highlight internal and external environment of the organization and its relation

Final Paper Essay Example | Topics and Well Written Essays - 1250 words - 13

Final Paper - Essay Example Moreover, very few people remember their lives when they were young and in their toddler ages. The same principles apply with the main principles that are guiding us in the present day. People are given the liberty to act and to think according to the situation and according to what their instincts hold and tell them. The decision and the way people live is also influenced by many factors that surrounding them. It may range from various diversities such as education, religion, the environment and other factors that influence the guiding principles in a person’s life (Bhattacharjee, p 130). Through various societal and cultural influences, people tend to believe in various practices that make them make the decisions they make in life and stand by them. I therefore do not believe in being controlled by an evil genius because an evil genius tends to make people do wrongs in the society constantly. I believe that human beings have the power to design and choose their fates (Bhattacharjee 150). I believe human beings control themselves and their behavior. An empiricist can coherently believe in God as man’s five senses are not adequately reliable for the main reason that man is neither infallible nor perfect. Humans do not have the divine ability to possess complete flaunt less knowledge to everything around them. There are some things in life that man cannot give adequate answers to. Assured and broad knowledge requires humans to depend on a perfect being and that is God. God is Infallible and full of exhaustive knowledge (Gupta 67). The man’s five senses can only provide information and awareness with reference to only specific attributes of an object. There are many fields that empiricists have no answers to. Believing in god is the only option that can offer those answers. The question of origin and existence for example, answers can only be found in religion. The empiricists believe

Produce a table of four profitability ratios, four efficiency ratios Assignment

Produce a table of four profitability ratios, four efficiency ratios and two liquidity ratios for each enterprise below. Written Report - Assignment Example Daley has a current ratio of 1.3: 1 which is lower than Macey’s despite having both, more current assets and liabilities. It is however, still enough to meet its short term obligations. Both companies have a good liquidity position, which prevents them from having to sell off their inventory in order to pay their short term debts. Without liquidating their inventories, both companies can easily manage their short term obligations through their most liquid current assets. Daley has a better inventory turnover ratio which indicates that it takes less time to sell off its finished products. With less cash tied up in inventory and considerably lower cost of goods sold, Daley takes approximately 10 days less than Macey to convert its goods into sales. Customers of Daley are taking twice as long to repay the company which means that the receivable collection is not timely. Compared to Macey, Daley has a lot tied up in the form of receivables, more than 1.5 times as much as Macey. Its sales are also approximately $300 million less than Macey’s. Macey’s receivable collection seems to be within their average length of time taken to recover cash. These figures indicate that both the firms deal in some sort of fast moving consumer goods to able to recover cash within 2-3 days. Daley’s utilization of fixed assets is better than Macey’s with a ratio of 8.9 times. For every $1 invested in fixed assets, Daley is making $8.9 in sales. On the other hand, Macey is making only $5.5 in sales for every $1 invested in fixed assets. Macey has higher sales than Daley but it also has approximately twice the amount of fixed assets. This signifies that Macey has too much invested in fixed assets. Daley, despite having higher current assets and lower sales than Macey’s, has a better total asset turnover. Macey’s investment in fixed asset seems to be unnecessary and is affecting its ability to generate sufficient sales with regards to the amount of fixed assets

Character Exploration Of Fifth Business

Character Exploration Of Fifth Business Robertson Davies Fifth Business portrays the progress of a lost man, Dunstan Ramsay. A snowball thrown by Percy Staunton misses Dunstan and hits Mary Dempster, forces Dunstan to carry the responsibility of causing the premature birth of Paul and the insanity of Mary on his shoulders his entire life. Guilt follows and threatens to swallow Dunstan whole, as Dunstan struggles in his quest for his role as fifth business, Liesl enters into Dunstans life, important for the development of Dunstan as a person. While Liesl may not be good according to society, she plays a significant role in Dunstans development and psychological rebirth and allows Dunstan to understand his role as fifth business. The development of Dunstans character in the novel begins when Dunstan falls in love with Faustina. But it is Liesl that allows Dunstan to understand his function as Fifth Business., and shows him through physicality and illogical wonders. Liesl is an intelligent woman with a deformed body, which cautions the readers to be more concern into the many differences of beauty. Liesl appears only near the end of Fifth Business but she plays an important role in the novel and affects the end of the novel, where she brings out the conscious part of Dunstans personality. Liesl knows that Dunstan is a hagiographer, and she praises Dunstan to draw confidences out of him, she was a woman who could draw our confidences(Davies, 207). With Liesl, they began to have conversations Dunstan had never have before. Dunstan is able to share some of his secrets he kept for fifth year and unload some of the burden. Though Dunstan ask Liesl not to share his secrets to anyone else, but she refuses, because one pays a high price for secrecy and secrecy makes him look grim-mouthed and buttoned-up and hard-eyed and cruel, because [he is] cruel to [himself] (Davies, 208). Dunstan learns from Liesl that his bottled-up feelings have burst their bottl e and splashed glass and acid everywhere (Davies, 211) Dunstan at first is in obsession with the beautiful Faustina, who he mistaken his lust for Faustina as love. The beginning of a change for Dunstans character is when he loses his love when he walks into a dressing room where he is shocked to surprisingly find Faustina and Liesl in a lesbian embrace while having passionate kisses. Dunstan was stunned by this and is reduced to bitterness because it ended his little boys dream of having Faustina. He tries to make sense of what he just saw, I never knew such a collapse of the spirit even in the worst of the war. And this time there was no Little Madonna to offer me courage or ease me into oblivion. (Davies, 211) Dunstan finds himself in rage because his morals gets twisted when he saw Faustina and Liesl, but he is quickly confronted by Liesl. Liesl replaces the Little Madonna, and she starts to console Dunstan in her own ways. Liesl questions Dunstan, asking him why, if he loves Faustina so much, he never gives her anything? That is you privilege, watching life from the sidelines and knowing were all the players go wrong. Life is a spectator sport to you. Now you have taken a tumble and found yourself in the middle of the fight, and you are whimpering because it is rough. (Davies, 212) After Liesl was done talking to Dunstan, Dunstan has a fistfight with Liesl, which leads to having a great burden being lifted off of Dunstan and he gains courage and further develops his character. After Liesl timidly reenters Dunstans bedroom later that night, the two talk for hours. Dunstan finally understands from Liesl that with all the guilt he carries with him throughout his life, he is not very human. I wanted to tell you that you are human, like other peopleYou make yourself responsible for other peoples troubles. (Davies, 216) But every man has a devil, and a man of unusual quality, like yourself, Ramsay, has an unusual devil. You must get to know your personal devil. (Davies, 217). Liesl poses the question, Who are you? Where you you fit into poetry and myth? Do you know who I think you are, Ramsay? I think you are Fifth Business, the one who knows the secret of the heros birth and whose career often outlasts the golden voices (Davies, 217). At the end, Liesl and Dunstan fall asleep happily after they make love, With such a gargoyle! And yet never have I known such deep delight or such an aftermath of healing tenderness! (Davies, 218). Dunstan then finds his morals back because of Liesl. With Liesl telling Dunstan the truth about life and on his role as a fifth business, it causes Dunstan to fill his emotional emptiness. This results in letting Dunstan finish his role by bringing Boy and Paul together and concluding their story. Liesl has shown to play an important role in the novel because she helped Dunstan to develop into his character at the end and he was able to conclude the story of Boy and Paul. Dunstan leads a double life that seems to be outwardly ordinary and normal. It is Liesl that makes Dunstan realize his flaws, and it is Liesl that gives him the initial push which ultimately helps finally complete his journey to search his inner self. As a result, Dunstan was quickly pointed out to his problems, and given a little nudge in the right direction of his fate as his character, and becomes Fifth Business. Thus making Liesls job complete because as a result of Liesl bringing forth these truths about life, it brought Dunstan to the last stage of his characters development. Even though Dunstans character development bean with Faustina, this also shows that Dunstan plays a vital role in bringing forth the characters repressed guilt that brings Boys death as well as the end of the novel.

The Sacred Divine :: essays research papers

The Sacred Divine I believe the Divine sacred is something more powerful than anything on earth. Not necessarily in a physical sense but more in a spiritual. I feel that the youth of today, more than any other time in the world's history, needs to know something about what their parents and ancestors have found in religion. As we look at today's youth we see a decline in good Christian values or in a better sense the falling away from the good life Jesus has taught us. I remember when was a little boy my father always made me attend every funeral that happened to family or friends, even if I didn't know them. I remember always asking my father if the deceased went to heaven or hell? My father would always tell me if the deceased was a member of the church, followed the ten commandments, and followed the good life taught to us by Jesus, he was enrolled for heaven. If the deceased had never went to church, broke some of the ten commandments, and did not follow the good life, he was consigned to hell. Myself as a six-year- old I never wanted to go to hell. I remember what my Sunday school teachers told of this place where you live in a a fiery pit always in pain. I'm sorry, but that just doesn't sound like fun to me. I began from then on being the best person I could, I never missed church on Sundays, and to the best of my ability tried to live the life Jesus has paved for us. This is by far the most religious experience, that I have ever experienced in my life. I never found myself so part of a religion, that I was so Christian that I was going to live my life in such a way that I was going to heaven. In my judgment there has never been a time in the history of the world when men and women were so eager to find a religion or religious truth. They seem to be looking for something they should have found in their childhood, like I did. I realized that at an early age what the good life was and in knowing that I could live my life accordingly. My relation to the universe is, for me, an all important affair. I can make no attempt to teach everyone the way that I have realized when I was

Amway Essay 9

Amway summary Introduction Amway is one of the world’s largest direct sales companies. It was founded in 1959 and is still owned by the families that founded it. It employs 14,000 people worldwide and markets over 450 product lines. A key part of its success is its three million ABOs (Amway Business Owners) spread round 80 countries. Amway enables these people to have a business of their own. Amway recognises that it has other responsibilities, for example, to the communities in which it works. Its global vision is to help people lead better lives. Stakeholders Stakeholders are groups or individuals who have an interest in the decisions of the company and its business. Stakeholders can be external, like suppliers, customers or the public or internal, such as employees, or shareholders. Different types of stakeholders may have different priorities or interests. Amway has to balance out the different priorities. The families that own Amway are its only shareholders. Amway communicates regularly with stakeholders through websites, email, events, publications and membership of trade bodies. How stakeholders affect Amway Amway is a direct selling company, cutting out retail outlets and selling straight to consumers. It has its own supply chain through ABOs. Amway needs feedback from ABOs and customers to know how well it is doing and to improve service. ABOs are independent small businesses, but rely on Amway suppliers to produce quality goods. How Amway affects stakeholders Amway’s vision to ‘help people lead better lives’ explains how it works with communities. It promotes corporate social responsibility (CSR) around the globe. This means that it meets its wider duties to the communities in which it works. This involves supporting good causes and acting in an ethical way. Amway supports its stakeholders in a number of ways. These include making good products and giving support to social programmes. It has a partnership with the children’s charity UNICEF. It helps provide vaccinations to combat the world’s six most deadly diseases. It has chosen this charity because its ABOs were most concerned about families. Ethical business Ethical businesses act to improve the communities where they work. Amway’s business ethics give it a clear framework in which to work. Acting in an ethical way, however, also gives it a positive business advantage. Its ‘One by One’ programme is good for the environment and also good for business. This programme supports organic farming, aims to reduce waste and packaging and aims to switch to renewable energy sources. These actions carry a cost, but this can be balanced against the benefits to both the business and the community. Conclusion Amway has to balance the needs of its many different stakeholders. It sets high standards of ethical behaviour and codes of conduct to make sure these are upheld. Its CSR programme helps the environment, its own employees and disadvantaged children all around the world.

Challenges Of Internet Banking And Personal Information Information Technology Essay Essays

Challenges Of Internet Banking And Personal Information Information Technology Essay Essays Challenges Of Internet Banking And Personal Information Information Technology Essay Essay Challenges Of Internet Banking And Personal Information Information Technology Essay Essay 2007 ) . From the above account, digital certifications provides designation of the user on entree to the site without usernames and watchwords, grounds of the minutess made and it can besides interchange encrypted paperss and electronic mails between two or more transacting parties, this saves clip and attempt of both the administration and client. By following this engineering, the hazard of unwanted revelation of personal information will be reduced. Customers besides play a large function in cut downing the hazard of unwanted revelation of their personal information ; therefore they should take duty for the client side of the cyberspace deal. In order to maintain their personal information secure, clients should do usage of anti-virus, anti-spyware and firewall security package. CRITICAL EVALUATION AND SYNTHESIS OF THE ABOVE AND SUMMARY OF THE LESSONS THAT CAN BE LEARNT FOR INDIVIDUALS AND HOW TO BE AWARE OF THE RISKS AND LESSONS FOR ORGANISATIONS DEALING WITH PERSONAL INFORMATION. Due to the society s dependence on Information Systems, the challenges of protecting personal information are increasing and really upseting. Information Systems is non merely of import in the cyberspace banking society but it is indispensable in about every facet of life: administrations, persons, authoritiess all invest in security direction mechanisms in order to heighten information security. As Information Systems are meeting, there go chances for greater harm. Presently there are several 1000000s of cyberspace banking users worldwide, some of them which are non to the full cognizant of the dangers of non protecting personal information. Educating incognizant persons is a large measure towards cut downing the challenges of protecting personal information. Administrations could take enterprises such as making web sites, information kits, pictures, and cusps to alarm clients about the demand to procure their personal information. For illustration, the Information Commissioner s Of fice ( ICO ) in UK has a personal information toolkit to inform persons on how to protect and utilize their personal information ( ico, ) , Canada besides has a Consumer Measures Committee which developed an ID larceny information kit that informs administrations on how to cut down the hazard of unwanted revelation of their clients information ( Acoca, 2008 ) . The following are lessons that can be learnt for persons to cut down and be cognizant of this hazard: Be Vigilant persons should mind of people who contact them out of the blue to demand personal information or bank inside informations, they may claim to be from a known and legitimate administration such as fiscal establishments, local council or even the jurisprudence enforcement bureaus. Pay Attention to Billing Cycles Persons should reach creditors if their measures arrive tardily. A losing measures may intend a cyber condemnable have stolen your bank inside informations and changed your charge reference. Check Credit Report Persons should on a regular basis look into their recognition study to do certain no 1 has illicitly obtained recognition in their name. Use anti malware plans on computing machines: Persons should guarantee they have antivirus, anti spyware, firewall, and on a regular basis update them. Administrations that deal with personal information should take necessary steps in cut downing the challenges of protecting personal information such as: Informing employees about the hazard and challenges of protecting personal information by making a set of guidelines refering the storage, processing and sharing of personal information, both online and offline. Destroying by tear uping unwanted paperss and information. Guaranting that old computing machines are formatted before being disposed. A regular cheque on spouses, sellers and clients individuality, authenticating solutions are offered by several bureaus to verify the individualities to guarantee that they exist and are who they claim they are. Registering with Companies House and subscribing up to their, PROOF and Monitor services, this will forestall cyber felons from altering personal information of clients and employees. Decision This paper has provided a selective overview of step and techniques that can observe, prevent and cut down the challenges of protecting personal information. It has besides described how persons and the populace should be cognizant of the lifting issue,

The Great Depression †American History II Essay (200 Level Course)

The Great Depression – American History II Essay (200 Level Course) Free Online Research Papers The Great Depression American History II Essay (200 Level Course) The Great Depression was the worst economic downturn is American history. The stock market crashes of Black Tuesday and Black Thursday in October of 1929 were the immediate causes on the Great Depression. I found that there are three underlying causes to the Great Depression. There was the over production by businesses during the 1920s, second the concentration of America’s wealth in the hands of a few people, and third the lack of prosperity among the farmers and the factory workers caused up rest. Looking at the retailer’s shelves could show the over production by business. The retailer’s shelves were stocked full and no one was buying the merchandise. So the merchandisers put the extra stock in warehouses that were stocked full, so they were not ordering from the manufactures. In turn, the manufacturers had to cut production and started cutting jobs. This led to the consumer being unemployed, which meant that the consumer could not afford to buy the merchandise. The wealth of the nation was held in a few people’s hands. The wealthy started putting their money into the stock market in stead of the market. The underconsumption hitting the nation caused â€Å"the rich to get richer and the poor to get poorer.† The rich also took on a lot of debt to expand their businesses. When taking on the debt, they used ENRON techniques of misrepresenting their assets. This practice left them very vulnerable to the possibility of having to pay back these loans. The farmers and the blue-collar workers did not prosper during the Roaring 20s. The farmers were pressed to compete with other growers in other countries. American farmers found themselves further in debt from trying to increase productivity because they started investing in new technology such as plows, harvesters and tractors. The price of cotton, hogs, and cattle fell by half, therefore, the gap between farmers and the urban workers grew. Farmers could never catch up, many became tenet farmers because they could not pay their mortgages, and many just quit farming. On top of all these issues Herbert Hoover did not know how to deal with the depression. He took the Republican stand that the depression would heal its self. Hoover put into the effect of lassiez faire. Hoover appeared to be heartless and uncaring about the people of the country because of his refusal to help the people. He did try to create the POUR, or President’s Organization on Unemployment Relief to generate private contributions for relief to the poor. However, it never got off the ground. He did get some public jobs started such as the Hoover Dam and Grand Coulee Dam. He also started the Reconstruction Finance Corporation that would have two billion dollars to work with. However, this plan failed also. Then to make things worse he signed the Hawley-Smoot Tariff. It raised taxes by 1/3 and of course hurt the economy more. Hoover was a believer in a balanced budget, however, he would raise taxes with one breath then in the next tell the people to spend more mo ney. Hoover defeated all of the social reform bills brought to him by congress. Even though Hoover is not looked on favorably by history maybe he did lead the way for the New Deal, and government involvement in almost every aspect of out lives. Hoover stuck to his own morals and beliefs, which lead to the landslide victory of Franklin D. Roosevelt in 1932. Hoovers actions, and the over production by businesses during the 1920s, the concentration of America’s wealth in the hands of a few people, and the lack of prosperity among the farmers and the factory workers were the underlying reasons for the crash of the stock market and the Great Depression. Research Papers on The Great Depression - American History II Essay (200 Level Course)The Effects of Illegal ImmigrationTwilight of the UAW19 Century Society: A Deeply Divided EraNever Been Kicked Out of a Place This NiceBook Review on The Autobiography of Malcolm XAppeasement Policy Towards the Outbreak of World War 2Hip-Hop is ArtMarketing of Lifeboy Soap A Unilever ProductRiordan Manufacturing Production PlanLifes What Ifs

Written report project Research Paper Example | Topics and Well Written Essays - 2250 words

Written report project - Research Paper Example *Visible exclusive technology develops specifications for database view as one is carrying out data modeling - tracking changes of names to all procedure and location in which they are being made use of, doing away with errors as the model changes. *The visual analyst has an elegant reverse engineering - Reverse engineering has the duty of analyzing databases which have been inherited, and finding associations that are not specifically described to the database. It also allows the tool to deduce associations where none is described. Visible analyst is an absolute tool for enterprise engineering with amenities for data modeling, premeditated planning, process and object modeling. It offers advanced capabilities to database administrators, Enterprise Architects, and Data Modelers at a considerably lower price than any of its competitors. It offers a general, incorporated platform and user interface for all purposes of software design. These functions might be object-oriented, prearranged and entity association. In the visible analyst CASE tool, documentation and citations run involuntarily from the modeling drawings into the centre-based repository, together with all the information that the user enters. Visible analyst allows real enterprise application engineering by articulating and keeping store of data, requirements for business, processes, and objects that are able to be shared by those who develop applications all through an organization. As a result of this, one can easily blueprint and manage enterprise software for excellence, constantly, and reusability in applications meant for business through the controlled sharing of meta-data. A case repository: The extensible repository of the visible analyst stores the general known facts about the data, objects and processes that can be split all through an organization, rendering it greater than tools which are file-based. It makes sure that data flows consistently and without fail, which is

Technology trends Essay Example | Topics and Well Written Essays - 2000 words

Technology trends - Essay Example on news channels is immense and in order to retain their customer base, the need for adoption of suitable methods with the help of latest technologies is becoming the need of the hour. There has been found a noticeable change in the preferences of the customers as far as their choice of a particular medium of news delivery is concerned. To strive in today’s competitive world, it has become a challenge for the leading newspapers to make the news available to it customers as early as possible before its competitors grab the attention of the target audiences. To generate profits, some newspapers have adopted a scheme by which they make some news available for free and some content is marked as ‘premium content’ which can be accessed on payment of a considerable amount of fees. This strategy helps in building demand for the news within the audiences. Internet journalism has become the order of the day with audiences more interested in gaining information about different happenings across the world through leading newspaper websites rather than the printed newspaper(Group M., et.al., 2005). Web technologies have enabled these companies to gain feedback on the different news articles published on its websites. This helps the newspapers to understand whether any improvement has to be brought in the content or not. E-books have become a popular medium of gaining thorough in-depth knowledge about any topic which needs clarity. Topics can vary from something very theoretical to something very practical like the use of technologies in shaping the businesses of today’s organisations. E-books help audiences to surf easily through a wide range of books which might not be possible in reality. Audiences prefer e-books as they can have access to a wide range of subjects, story books, fiction books and technology related books without purchasing them physically. Many websites like e-snips and Amazon.com offers a wide range of free e-books to be accessed by its audiences